Tax planning for electrical contractors · NC & SC
Stop the April surprise.
Get your free year-end tax review.
Most tax moves only work if they’re made before the year closes. After December 31, all your CPA can do is report what happened.
Where the tax bill comes from
The bill isn’t the problem. The surprise is.
When an electrical contractor gets hit in April, it almost always traces back to one of four things. Your 20-minute review walks through all four.
Entity setup
You grew, but your setup didn’t. The structure that made sense at $400K can cost real money at $2M.
Owner pay
Salary, draws and distributions set by habit, not by a plan. It shows up as extra tax.
Equipment timing
Trucks and equipment bought in the wrong year — or bought just for the write-off.
No set-aside
Nobody gives you a number to save each quarter, so April comes out of operating cash.
Who you’ll talk to
Ruben Garratt, CPA
Ruben is the founder of Division 26 CPA, an accounting firm that works with one kind of client: electrical contractors in North and South Carolina. The name comes from Division 26, the electrical section of the construction spec book.
He brings 9 years of professional accounting experience, including 5 years focused on construction accounting.
Every client gets a flat monthly fee and a CPA on the relationship — Ruben signs the return.
The worst time to talk about taxes is April. By then the year is closed, and all anyone can do is tell you what you owe.
Almost every contractor I meet in the spring says the same thing: I wish someone had told me in November.
So let’s talk now, while there’s still time. Twenty minutes, your numbers, and a clear list of what you can still do before December 31.
Ruben Garratt
Ruben Garratt, CPA · Founder, Division 26 CPA
See what you can still do before Dec 31
Built for electrical contractors. Nobody else.
We only work with electrical contractors in NC and SC. The shop you’re reviewed against looks like yours — same trade, same state rules, same bonding and WIP questions.
- 1Fill out the quick form. Under a minute.
- 2Pick a time. A 20-minute call with Ruben.
- 3Leave with next steps. What’s worth doing before December 31, and what needs a deeper look.
Proof
What contractors are saying
Real Google reviews. Rated 5.0 from 22 reviews.
“Available for all of my questions, explained everything in detail, and saved me some money in the process!”
Dustin B.Google review“Not only thorough and reliable but also incredibly proactive… not just compliant, but also optimizing our financial strategies.”
Tommy Q.Google review“Responsive and detail-oriented—nothing slips through the cracks.”
CT AdventuresGoogle reviewWhy pay more than I pay my bookkeeper now?
If all you need is data entry, don’t. A bookkeeper tells you what you spent. We tell you which jobs are making money, every month, while the job is still open. When a job starts slipping, you can fix it with a change order, a crew move or a billing push before it’s too late. Saving one job usually covers a year of our fee.
My office manager (or spouse) does our books. Are you replacing them?
No. The person who knows every vendor and customer by name is worth keeping. They stay on the day-to-day: bills, invoices and payroll. We handle the contractor work most in-house bookkeepers were never trained for: job costing, WIP, over- and under-billings, and financials your bank and bonding agent will accept. They get backup. You get real numbers every month instead of a surprise at tax time.
What if switching is a mess? And who’s actually touching my books?
You work directly with me, Ruben Garratt, a licensed CPA in NC and SC. My trained team does the production work, and I review everything before it reaches you. We clean up your books and rebuild job costing in the background while your current process keeps running. Nothing changes until you’ve seen our cleanup report. You keep admin rights to every account, and your QuickBooks file and data are always yours.